Quick Answer: Can The IRS Take My Refund For My Wife’S Student Loans?

Can the IRS take my refund if my husband owes student loans?

If the debt is paid off and any amount of your refund remains, it will be returned to you.

If you have a spouse with whom you file your taxes jointly, the IRS can seize the entire joint tax return, even if your spouse is not connected to your federal student loan..

Can the IRS take your refund to pay student loans?

The government may take your income tax refund if you are in default. … Computer records of all borrowers in default are sent to the I.R.S. Borrowers in default can expect to have all or a portion of their tax refund taken and applied automatically to federal student loan debt.

How do I stop student loans from taking my tax refund?

How can I stop student loans from taking my refund?Request a copy of your loan file. … Challenge the offset if you have reason to believe it is incorrect. … Contact the loan provider or Department of Education and set up a payment arrangement. … Adjust your withholdings on your W2s.

Can my wages be garnished for my wife’s student loans?

The answer is yes. Your student loan creditors can garnish your spouse’s wages to recover the amount of your defaulted student loan. You don’t mention whether the loan was incurred before or after marriage.